Saturday, May 17, 2025

Other Comprehensive Income (OCI) — Simplified

 OCI is one of the least understood components of financial reporting under IFRS. Let’s break it down in a simple, practical way.


🔹 What is OCI?

Other Comprehensive Income (OCI) is part of the total income a business reports, but it’s not part of regular profit or loss. Instead, it captures gains and losses that arise from revaluation, translation, or remeasurement—things that aren’t part of your day-to-day operations.


🔹 Why Does OCI Matter?

It matters because it separates operating performance from changes in asset values or financial instruments. This separation gives a clearer picture of how well a business is truly performing operationally—without distortion from market fluctuations or accounting revaluations.


🔹 Common Examples of OCI Items

Actuarial gains/losses on defined benefit pension plans
Revaluation gains/losses on property, plant, and equipment
Cash flow hedge adjustments
Foreign currency translation differences for foreign operations
Unrealized gains/losses on certain financial instruments (e.g., equity investments classified as FVOCI)


🔹 Simple Examples

  • Asset Revaluation:
    A building owned by the company increases in value—from ₦90 million to ₦150 million.
    The ₦60 million gain doesn’t go into your operating profit—it goes into OCI.
    Why? Because the gain isn’t due to your business performance. It’s a paper gain from revaluation.

  • Investment Loss:
    Your shares in a public company fall in value from ₦8 million to ₦3 million.
    That ₦5 million unrealized loss goes to OCI.
    Again, it’s not because of your business operations—it’s due to market fluctuations.

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