Wednesday, 14 January 2026

IBBI Tightens the Net - Introduces new transparency mandates for Insolvency Resolution Plans through specific disclosures

 The Insolvency and Bankruptcy Board of India (IBBI) has introduced new disclosure requirements for resolution applicants under the corporate insolvency resolution process. Through the Insolvency and Bankruptcy Board of India (Insolvency Resolution Process for Corporate Persons) Regulations, 2025, notified recently , IBBI has mandated two critical inclusions in every resolution plan to be submitted under the Insolvency and Bankruptcy Code, 2016.

 

The amendment inserts a new sub-regulation (3A) in Regulation 38 of the principal regulations. This new provision requires that-

“(3A) Every resolution plan shall include:

 

1.           a statement of beneficial-ownership, in a format to be notified through circular by the Board, covering details of all natural persons who ultimately owns or controls the resolution applicant, together with the shareholding structure and jurisdiction of each intermediate entity; and

2.           an affidavit, in a format specified by the Board, that the resolution applicant is eligible/not eligible for the benefit of section 32A”

 

 

The requirement for beneficial ownership is particularly noteworthy as it mandates transparency through disclosure of entire ownership structure. Resolution applicants will now need to trace and disclose the ultimate natural persons who own or control the applicant entity, irrespective of how many layers of intermediate entities exist. This includes providing details of the shareholding structure and jurisdiction of each intermediate entity in the chain.

 

The second requirement relates to Section 32A of the Insolvency and Bankruptcy Code, which deals with certain persons not entitled to submit a resolution plan. This provision bars persons who are connected with the corporate debtor in specified relationships, as well as those classified as wilful defaulters or disqualified directors, from submitting resolution plans unless specifically permitted under the law. The new regulation now requires resolution applicants to proactively declare their eligibility or ineligibility for Section 32A benefits through an affidavit in the format to be specified by the Board.

 

The above critical amendments appear to be aimed at enhancing transparency in the corporate insolvency resolution process and preventing circumvention of Section 32A restrictions through complex ownership structures. By requiring disclosure of the entire beneficial ownership chain, the IBBI is ensuring that resolution professionals, creditors, and adjudicating authorities can properly assess whether the resolution applicant is genuinely eligible to submit a resolution plan or whether it is a front for persons who are otherwise barred under Section 32A.

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IBBI Tightens the Net - Introduces new transparency mandates for Insolvency Resolution Plans through specific disclosures

 The Insolvency and Bankruptcy Board of India (IBBI) has introduced new disclosure requirements for resolution applicants under the corporat...